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Review 4/6/2010
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HOW CAN THIS COMPANY CONTINUE TO STAY IN BUSINESS AND COMPANIES CONTINUE TO USE THERE CREDIT SCORES AS SOMETHING WORTH HAVING? I ASKED ABOUT A COMPANY THAT WAS POSTING INCORRECTLY ON MY CREDIT REPORT AND ALL OF MY OLD ITEMS UPDATED TO CURRENT AND DROPPED MY CREDIT SCORE FROM A 770 TO 580 IN ONE MONTH OR FASTER. I HAPPENED TO CHECK MY SCORE AND WOW - (190 POINTS DECREASED) - NOW I HAVE FOUR CURRENT DELINQUENT ITEMS LESS THEN 30 DAYS OLD AND 15 NEVER BEEN LATE IN 7 YEARS ACCOUNTS.
AND I WILL NOT START UP ON THE EXPERIAN ADVANTAGESCORE: IT STATED THAT I HAVE NOT HAD CREDIT LONG ENOUGH AND MY MORTGAGE IS TO LOW SO I AM A HIGH RISK. I STILL OWE 97% OF THAT MORTGAGE.
THEIR REPORT EXACT QUOTE:
"The average loan amount across open, recently reported real estate account, such as mortgage, it too low. Having low loan amounts has a negative impact on your credit score.(ME)"
PLEASE SHUT THIS COMPANY DOWN. BECAUSE IF I RAN A COMPANY WITH THIS MANY PROBLEMS AND ERRORS. THE GOV'T WOULD HAVE ME TAKING THE WALK OF SHAME RIGHT NOW!!!
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